The Cost of Frost for Motorists
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by: sverdlow
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Word Count: 440
Date: Thu, 26 Mar 2009 Time: 11:04 PM
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Last year 66,000 motorists reported falling target to this crime, which is often unexpected in quiet residential areas. Obviously insurance companies are not showing much pity for victims of this crime. If a motorist has decided to leave their vehicle unlocked with the engine running while they return inside, the insurance company will often deem there to have been a letdown in duty of care to look after the vehicle correctly. Any statement made on these grounds will most likely be discarded and the driver will be left to fork out the cash to buy a new car.
Car thieves have been seen stalking the streets on icy mornings looking for somebody to leave their car unattended with the engine running. So make sure that you do not fall target to this crime by using substitute methods of de-icing your windscreen. Some people advocate pouring boiling hot water onto the windscreen but you should be cautious in using this technique as it could cause the windscreen to snap due to the extreme change in temperature. This could lead to another expensive insurance claim if you entire windscreen needs to be replaced, and often warming up the car via the engine is a more effective way of doing the job. Just remember to prevent leaving the car unattended when the engine is running and use an ice scraper to further clear your field of vision.
Do make sure that you can see fully before driving your car. Data say that you are more likely to cause any accident on the roads, if you only have a small spot to peer through on the windscreen. And if you do decided to drive in this situation and cause an accident you may find again that your insurer accuses you of violation of duty of care and being guilty of dangerous driving. If this is found to be true your insurer may not pay any for any claim relating to you or your vehicle.
So if you look out of your bedroom window in the morning and it is clear that Jack Frost has visited once again, please ensure that you keep your car secure as well as yourself and others.
About the Author
Bruno Silva is the author of Repair a Car Windshield and How to repair a car window.. Visit The Fee of Ice for Motorists.
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