Canadian Car Accident Claims Related To Insurance. Things You Must Do and Not Do In These Events
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by: tamia87
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Date: Thu, 30 Apr 2009 Time: 5:21 PM
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As for the other things how have to do in a Car Accident Insurance Claim.
- Gather evidence right on the spot, make pictures (a cell phone will help) of the car and the place of the accident, write data related to the crash, and get the names of the witnesses.
- Contact your insurance agent as soon as possible, right after the incident or as soon as you get home.
- Review the "Coverage" and "Exclusion" of your insurance coverage before the conversation with your insurer or your agent and make sure that you understand the document and all the details.
- Be honest during the conversation and try to present all the possible evidence you gathered, so the agent can understand the situation and define the right compensation.
- Keep a track record of all the conversations that you had with your insurance agency names, phone numbers, and job titles can be helpful in the future in case some problems occur.
- Check your papers for some additional insurance like homeowner policies, "umbrella" policies, and materials that came with your credit cards. It is possible that you have a bonus insurance policy that will help to cover your claim.
- Keep the receipts of all the finances spent in connection with the claim especially the medical bills. These things will be very important in defining the compensation.
- Do remember that the insurance company is trying to save its own funds. Try to get the situation as clear as possible, so no facts can be twisted against you.
The don’ts in Car Accident Insurance Claims are.
- Don’t take any blame or make any statements during or after the accident. Everything that you say might be used against you.
- Don’t sign anything before you fully understand it and don’t make any statements to your insurer.
- Don’t be afraid to refuse signing any documents if you consider them to be wrong. The company is playing not on your side, remember that.
- Don’t accept any "final payment" checks if you are not ready to do so.
- Don’t loose time, you have a year after the accident to begin legal action, be sure to start it as soon as possible if you want to get compensation.
- Don’t make any rash decisions, a consultation with your lawyer will always give you good understanding of the situation.
And as a conclusion, remember that you insurance company must provide coverage promised to you so don’t let them get away. Don’t be afraid to enforce them and stand for your rights.
About the Author
Vancouver Lawyers, Toronto Lawyers, Brampton Lawyers, Hamilton Lawyers, Ottawa Lawyers or Lawyer in your local geographic region can help you with a Personal Injury claim. Visit http://www.lawyerahead.ca/ for more information.
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